100 LOYALTY

Terms & Conditions:

• ARY Sahulat Wallet customers will get AED 100 Worth of Gold on their first AED 100 Spend
• AED 100 worth of gold will be in form of Milli gold Saving Scheme (MGSS)
• MGSS will be given over the period of One Year on daily basis (250 Days a year)
• Example:

            o AED 100 MGSS awarded as loyalty

            o Daily AED 0.4 worth of Gold will be credited to customers account for

          250 day(Monday to Friday)

• Awarded MGSS can be redeemed only after the ARY Sahulat Wallet Fee is paid in full AED 150 per year.
• Awarded MGSS can be redeemed in form of ARY Milli Gold as low as 10 Milli Gram.
• Making Charges of Milli gold has to be paid at the time of redemption.
• AED 100 Loyalty on first AED 100 spend is capped with every merchant category
• Every category of Business alliance has its Loyalty of AED 100 on first 100 Spend

            o Grocery

            o Food

            o Clothing / Fashion

            o Online Shopping

            o Car accessories & Spare Parts

            o Stationary & Books

            o Pet Food and Pet accessories

            o Other

• AED 100 worth of loyalty on first AED 100 spend can be awarded on any spend amount and will be awarded to the customer account until first AED 100 spend is completed on the said category.
• Every category of Business alliance has a set criteria of spending per year for the validation of AED 100 Worth of MGSS Loyalty as below, and that criteria of shopping has to be achieved for the loyalty redemption.

            o Grocery AED 15,000 per Year Shopping

            o Food AED 10,000 per Year Shopping

            o Clothing / Fashion AED 8,000 per Year Shopping

            o Online Shopping AED 10,000 per Year Shopping

            o Car accessories & Spare Parts AED 10,000 per Year Shopping

            o Stationary & Books AED 10,000 per Year Shopping

            o Pet Food and Pet accessories AED 10,000 per Year Shopping

            o Other AED 15,000 per Year Shopping

• If the given criteria of the spending is not completed in the given time, the loyalty will be reversed and customer will get the loyalty as provided by the Business alliance in form of ARY Coins & Milli Gold.
• ARY Sahulat Wallet loyalty is valid for 16 months from the date of first awarded.
• ARY Sahulat Wallet reserves the right to revoke any membership if found fraudulent or suspicious